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This is a very appealing germ of an idea. However, the judges that the proposal was unclear and insufficiently argued - and as such we cannot advance it as a semi-finalist. We think the author is advocating for an informal advisory application with a typical evaluation program for a new bond program opportunity. In addition, we are not sure what the role for government is.
After reworking, we think that the author could benefit from resubmitting this idea (perhaps in a different contest, even) with a strong eye on editing it down to its most basic arguments and being far more articulate about what this idea is and who this idea is intended to reach. What's the connection between the app and the bonds? What is the CIO supposed to do? We need more details and less big-picture stuff.
With a clear intended impact and pathway to success, the germ of an idea could be very powerful. significantly to have a clear set of actions the government should take and impacts it would have...
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